PRIVACY POLICY

Privacy Policy — Fundito

Effective Date: October 27, 2025

Fundito (“we,” “our,” or “us”) is committed to maintaining the privacy, security, and accuracy of all personal and business information collected through our website and associated online services. This Privacy Policy explains how we collect, use, and protect your information when you visit fundito.biz or engage with our financial products and services.

Information We Collect

We collect information to help evaluate your business needs, process applications, and improve our services. This may include:

Information you provide directly — such as your name, business name, address, phone number, email address, financial details, or uploaded business documents (e.g., bank statements, identification, or voided checks).
Automatically collected information — including IP addresses, browser details, cookies, referral URLs, and analytics data through trusted third-party tools (e.g., Google Analytics).
Transactional or underwriting information — including financial statements or payment history provided as part of your loan or funding application.

We collect this information solely for the purposes disclosed here or otherwise communicated at the time of collection.

How We Use Your Information

Fundito may use collected information to:

Evaluate eligibility for funding and process loan applications.
Communicate updates, approvals, and offers relevant to your business.
Improve website performance and personalize user experience.
Comply with applicable laws, regulations, and reporting requirements.
Prevent fraudulent activity and ensure data integrity.

We may occasionally contact you about new products, funding programs, or promotional opportunities that may benefit your business. You may opt out of these communications at any time.

Sharing of Information

We do not sell, rent, or lease customer information to any third parties.

We may share your data only in limited circumstances:

With trusted service providers and funding partners who assist in underwriting, compliance, or customer service—under strict confidentiality agreements.
To comply with applicable laws, subpoenas, or regulatory requests.
To protect the rights, property, or safety of Fundito, our clients, or the public.

All third-party partners are required to maintain strict data protection and confidentiality standards consistent with this policy.

Data Security

We maintain appropriate administrative, technical, and physical safeguards to protect your data from unauthorized access, disclosure, or misuse.

Our website uses SSL encryption to protect transmitted information and secure communication. All collected data is stored on secure servers, accessible only by authorized personnel.

Cookies and Tracking

Fundito may use cookies and similar tracking technologies to improve user experience, analyze site traffic, and customize content. You can control cookie preferences through your browser settings.

Your Choices and Rights

You may:

Request access, correction, or deletion of your personal data.
Opt out of marketing communications by emailing info@fundito.biz.
Disable cookies through your browser if you prefer not to be tracked.

Please note that certain information may be retained as required by law or for legitimate business purposes.

Links to Other Websites

Our website may contain links to third-party sites. Fundito is not responsible for the privacy practices or content of those sites. We encourage you to review the privacy statements of any website you visit.

Updates to This Policy

Fundito may update this Privacy Policy from time to time. Any material changes will be posted on our homepage with an updated effective date. Continued use of our website after changes are posted signifies your acceptance of the updated terms.

If you have questions about this Privacy Policy or our data practices, please contact:

Fundito
315 First Street
Palisades Park, NJ 07650
📞 (201) 665-7883
📧 info@fundito.biz
🌐 www.fundito.biz

TERMS OF SERVICE

Terms of Service — Fundito

Effective Date: October 27, 2025

Welcome to Fundito (“Fundito,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, fundito.biz, and any related services (collectively, the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site immediately.

Description of Services

Fundito provides small and medium-sized businesses with access to revenue-based financing and other commercial funding solutions. Through our online platform, users may submit business information to determine potential eligibility for funding programs.

Fundito is not a bank or direct lender. We work with a network of independent funding partners to facilitate financing opportunities. Any approval, rates, or funding decisions are made solely by those third-party providers, subject to their own underwriting criteria and legal requirements.

Eligibility

By using this Site, you represent that you:

Are at least 18 years of age;
Are accessing the Site on behalf of a legally formed business entity;
Have authority to bind that business to these Terms; and
Will provide accurate, complete, and truthful information.

Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

Provide false, misleading, or incomplete information;
Attempt to access any restricted areas or interfere with the Site’s operation;
Use the Site to collect data or solicit users for non-authorized purposes; or
Reproduce, distribute, or modify any content without written permission from Fundito.

Application and Information Accuracy

When you submit an application or request information through Fundito, you authorize us to:

Collect and verify business and financial information you provide;
Share your information with trusted lending partners or service providers to evaluate your application;
Contact you via phone, SMS, or email for verification or offers.

All information you provide must be truthful and accurate. Fundito is not responsible for errors, delays, or denials arising from inaccurate or incomplete submissions.

No Guarantee of Funding

Submitting information on our Site does not guarantee approval, funding, or specific terms. All financial products are subject to review and approval by the respective lender or funding partner. Fundito makes no representations regarding creditworthiness, approval likelihood, or funding timelines.

Third-Party Links and Partners

Our Site may contain links to third-party websites or services. Fundito is not responsible for the content, policies, or practices of those third parties. You should review the applicable terms and privacy policies before engaging with them.

Privacy and Data Security

Your privacy is important to us. Our collection and use of personal and business information are governed by our Privacy Policy. By using this Site, you consent to the collection and handling of data as described therein.

We maintain reasonable technical and administrative safeguards to protect your information. However, no method of transmission or storage is 100% secure, and you acknowledge this inherent risk.

Intellectual Property

All content, design, graphics, and materials on the Site are the property of Fundito or its licensors and are protected by copyright and trademark law. You may not use any Fundito trademarks, logos, or materials without prior written consent.

Limitation of Liability

To the fullest extent permitted by law, Fundito and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site, including but not limited to loss of data, profits, or business opportunities.

Fundito’s total liability to you for any claim shall not exceed one hundred dollars ($100).

Disclaimer of Warranties

The Site and its services are provided “as is” and “as available.” Fundito makes no warranties or representations regarding accuracy, completeness, or availability. We disclaim all implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

11. Indemnification

You agree to indemnify and hold harmless Fundito, its affiliates, officers, and employees from any claims, damages, or expenses arising from your misuse of the Site, violation of these Terms, or infringement of third-party rights.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict-of-law principles.

Any dispute arising from or relating to these Terms shall be resolved through binding arbitration in Bergen County, New Jersey, pursuant to the rules of the American Arbitration Association. You agree to waive any right to trial by jury or participation in a class action.

Changes to These Terms

Fundito reserves the right to modify or update these Terms at any time. The updated version will be posted on this page with the revised effective date. Continued use of the Site after changes are posted constitutes acceptance of the new Terms.

Contact Information

If you have any questions about these Terms, please contact: