PRIVACY POLICY
Privacy Policy — Fundito
Effective Date: October 1st, 2026
Fundito (“we,” “our,” or “us”) respects your privacy. This Policy explains how we collect, use, share, and protect information when you visit fundito.biz, contact us, or apply for revenue-based funding or other commercial financing.
1. Information We Collect
We may collect:
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Contact details, including your name, email, telephone number, and address.
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Business details, including ownership, industry, revenue, time in business, and funding needs.
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Financial and verification documents, including bank statements, account information, financial statements, and identification when necessary.
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Website activity, including IP address, browser and device information, and cookies.
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Communications with Fundito.
Information may come from you, your authorized representatives, referral partners, funding providers, service providers, public business sources, or other sources you authorize.
2. How We Use Information
We use information to review applications, identify funding options, verify details, facilitate underwriting and funding, and communicate with you. We also use it to prevent fraud, improve our services, maintain records, meet legal obligations, and provide relevant marketing where permitted by law.
3. How We Share Information
Fundito is not a bank or direct lender. When you request funding, we may share your information with independent lenders and funding providers to evaluate your application and offer financing options.
We may also share information with service providers supporting our technology, storage, communications, analytics, fraud prevention, legal, accounting, and compliance operations.
We may disclose information when required by law or reasonably necessary to protect Fundito or others.
Fundito does not sell personal information for monetary consideration as part of its ordinary business operations.
4. Communications and Marketing
We may contact you by phone, email, or text about your inquiry, application, documentation, or funding options. Marketing communications are subject to applicable law and any required consent.
To stop marketing emails, use the unsubscribe link or email info@fundito.biz. To stop marketing texts, reply STOP.
Consent to marketing text messages is not a condition of obtaining financing services.
5. Cookies and Analytics
We may use cookies and similar tools to operate the website, analyze traffic, improve performance, and measure marketing activity. You can manage cookies through your browser settings. Disabling some cookies may affect website functionality.
6. Security and Retention
We maintain reasonable administrative, technical, and physical safeguards. However, no electronic transmission or storage system is completely secure.
We retain information as reasonably necessary to provide services, maintain records, prevent fraud, resolve disputes, and meet legal requirements.
7. Your Privacy Rights
Depending on applicable law, you may have rights to access, correct, delete, or obtain a copy of your personal information, or opt out of certain sales, sharing, targeted advertising, or profiling.
To make a request, email info@fundito.biz. We may verify your identity. Some information may be retained where permitted or required by law. If applicable law provides an appeal right, you may appeal a denied request by contacting the same email address.
8. Third Parties and Updates
Independent funding providers and linked websites have their own privacy policies. Fundito is not responsible for their privacy practices.
We may update this Policy by posting a revised version with a new effective date.
TERMS OF SERVICE
Terms of Service — Fundito
Effective Date: October 1st, 2026
These Terms govern your use of fundito.biz and Fundito’s related services. By using the website, you agree to these Terms. If you disagree, please do not use the website.
1. Our Services
Fundito helps businesses explore revenue-based funding, business lines of credit, factoring, equipment financing, and other commercial funding solutions.
Fundito is not a bank or direct lender. Independent funding partners determine eligibility, approvals, pricing, and funding terms. Submitting an inquiry or application does not guarantee approval, funding, specific terms, or a funding timeline. Any funding agreement is governed by the provider’s separate contract.
2. Eligibility and Website Use
You must be at least 18, represent a legally formed business, and have authority to act on its behalf. You agree to provide accurate, complete information and use the website lawfully.
You may not interfere with website operations, access restricted areas without authorization, collect user information without permission, or copy protected content without written consent.
3. Applications and Communications
By submitting information, you authorize Fundito to review and verify it and share it with funding partners and service providers as described in our Privacy Policy.
We may contact you about your inquiry or application by phone, email, or text, subject to applicable law and any required consent. Where required, marketing communications require separate consent. Fundito is not responsible for delays or decisions resulting from inaccurate or incomplete information.
4. Privacy and Third Parties
Our Privacy Policy explains how we collect, use, and share information. We maintain reasonable safeguards, but no electronic transmission or storage system is completely secure.
Third-party websites and funding providers operate under their own terms and privacy policies. Fundito is not responsible for their content, services, or practices.
5. Intellectual Property
Website content, branding, graphics, and materials belong to Fundito or its licensors. Use beyond accessing the website requires prior written permission unless otherwise permitted by law.
6. Disclaimers and Liability
The website and services are provided “as is” and “as available.” To the extent permitted by law, Fundito disclaims express and implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Fundito and its affiliates are not liable for indirect, incidental, special, or consequential losses, including lost profits, data, or business opportunities. Fundito’s total liability for claims arising from the website or these services will not exceed $100. These limitations do not restrict liability or rights that cannot lawfully be limited.
7. Indemnification
To the extent permitted by law, you agree to indemnify Fundito, its affiliates, officers, and employees against third-party claims and reasonable expenses resulting from your unlawful use of the website, violation of these Terms, or infringement of another party’s rights.
8. Governing Law and Disputes
New Jersey law governs these Terms, without regard to conflict-of-law rules.
To the extent permitted by law, you and Fundito agree to resolve disputes arising from these Terms or website use through binding arbitration administered by the American Arbitration Association under its applicable rules in Bergen County, New Jersey.
Arbitration replaces a court proceeding. By agreeing to arbitration, both parties waive the right to have covered disputes decided in court by a judge or jury. Covered claims must be brought individually, rather than as a class action, to the extent permitted by law.
9. Updates
We may update these Terms by posting a revised version with a new effective date. Changes apply prospectively. Continued website use after the effective date constitutes acceptance to the extent permitted by law.
10. Contact
Fundito
315 First Street
Palisades Park, NJ 07650
Phone: (201) 665-7883
Email: info@fundito.biz
Website: fundito.biz